Indian Overseas Bank (IOB) has released the IOB SO Recruitment Notification on its official website i.e. www.iob.bank.in. A total of 291 vacancies have been announced for Generalist and Specialist Officer posts across JMGS I, MMGS II and MMGS III scales, covering roles in Branch Management, IT, Information Security, Credit, Risk and Security.
The application window to apply online is open from 29th August to 15th September 2026. The selection process includes an online examination followed by a Personal Interview. Read the article below to know more about IOB Generalist/Specialist Officer Recruitment 2026-27.
IOB SO Notification 2026-27 Out @iob.bank.in
The IOB Generalist/Specialist Officer Notification 2026-27 is out on the official website for 14 distinct post codes. Candidates can apply for 291 posts on the official website only, and may apply for more than one post subject to fulfilling the eligibility criteria for each. Before filling the application forms, aspirants are advised to read all the details in the official notification carefully, as it contains information about eligibility criteria, exam pattern, selection process, fee and other requirements. Candidates need to fulfil the eligibility criteria before filling the forms, otherwise their application forms will be rejected.
Overview
The IOB Generalist/Specialist Officer Recruitment 2026-27 offers government bank jobs across JMGS I, MMGS II and MMGS III scales. Candidates can apply for the post(s) matching their qualification and work experience. Check the important details below.
| IOB SO 2026-27 Recruitment Overview | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post | Generalist/Specialist Officers (14 Post Codes) |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Notification Date | 28th August 2026 |
| Total Vacancies | 291 |
| Application Start Date | 29th August 2026 |
| Last Date to Apply Online | 15th September 2026 |
| Scales | JMGS I, MMGS II, MMGS III |
| Selection Process | Online Examination, Personal Interview |
| Official Website | www.iob.bank.in |
How to Apply for IOB SO Recruitment 2026-27?
The steps to apply for the IOB SO Recruitment 2026-27 are given below. Candidates can check these steps to apply easily for the recruitment. The application can be submitted only on the official IOB website.
- Go to the official IOB website: www.iob.bank.in and open the “Careers” page.
- Click on the “Recruitment of Generalist/Specialist Officers in Various Scales – 2026-27” link and select the post(s) to apply.
- Register online to receive a Registration Number and Password via email/SMS.
- Upload photograph, signature, left thumb impression and handwritten declaration as per the prescribed specifications.
- Fill in personal, educational and category details carefully.
- Click “Complete Registration” at the end of the application form.
- Pay the application fee/intimation charges online.
- Take a printout of the submitted application form and the fee e-receipt for future reference.
IOB Generalist/Specialist Officer Recruitment 2026-27: Important Dates
Candidates should remember all important dates to avoid missing any event.
| Event | Date |
|---|---|
| Notification Release | 28th August 2026 |
| Opening Date of Online Registration | 29th August 2026 |
| Closing Date of Online Registration | 15th September 2026 |
| Payment of Application Fee/Intimation Charges | 29th August to 15th September 2026 |
IOB Generalist/Specialist Officer Vacancy 2026-27
The IOB SO vacancy is spread across 14 post codes. Post Code 01 (Manager – Branch Management) is the Generalist Officer post, while all other posts are Specialist Officer posts. Manager (Branch Management) carries the highest number of vacancies, followed by Manager (IT).
| Post Name | SC | ST | OBC | EWS | UR (Gen) | Total |
|---|---|---|---|---|---|---|
| Manager (Branch Management) | 15 | 7 | 27 | 10 | 41 | 100 |
| Manager (IT) | 10 | 5 | 18 | 7 | 25 | 65 |
| Manager (Information Security) | 1 | 1 | 2 | 1 | 0 | 5 |
| Manager (Information Security Audit) | 1 | 1 | 2 | 1 | 0 | 5 |
| Senior Manager (IT) | 2 | 1 | 3 | 1 | 3 | 10 |
| Senior Manager (Information Security) | 1 | 0 | 1 | 1 | 0 | 3 |
| Senior Manager (Information Security Audit) | 1 | 1 | 0 | 0 | 0 | 2 |
| Senior Manager (Database Administrator) | 1 | 0 | 2 | 1 | 6 | 10 |
| Senior Manager (Network Administrator) | 0 | 0 | 1 | 0 | 4 | 5 |
| Senior Manager (Cyber Security Administrator) | 0 | 0 | 1 | 0 | 4 | 5 |
| Manager (Credit) | 8 | 3 | 11 | 2 | 11 | 35 |
| Senior Manager (Credit) | 2 | 1 | 4 | 1 | 7 | 15 |
| Senior Manager (Risk) | 1 | 0 | 1 | 1 | 3 | 6 |
| Assistant Manager (Security) | 3 | 1 | 6 | 2 | 13 | 25 |
| Total | 46 | 21 | 79 | 28 | 117 | 291 |
IOB SO Notification 2026-27 PDF
The IOB Generalist/Specialist Officer Recruitment 2026-27 Notification PDF is out for Advertisement No. HRDD/RECT/04/2026-27, dated 28.08.2026. The notification has vacancy details, eligibility, age limit, application fee, exam pattern and selection process. Candidates can download the PDF from the official IOB careers page and check all important instructions. The last date to apply for the vacancy is 15th September 2026.
IOB Generalist/Specialist Officer Selection Process 2026-27
The IOB SO recruitment process consists of an online examination followed by a Personal Interview. Candidates must clear both stages to get selected for the final merit list.
Online Examination The exam is an objective-type test of 100 questions carrying 100 marks, to be completed in 2 hours, with the structure varying between the Generalist post and Specialist posts.
Personal Interview Candidates who qualify the online exam are called for a Personal Interview carrying 100 marks.
Final Selection The final merit list is prepared with a weightage of 80% for the Online Examination and 20% for the Personal Interview.
IOB SO Eligibility 2026-27
Before applying for the 291 vacancies, candidates should check the post-wise IOB SO eligibility criteria. Age, educational qualification and post-qualification work experience are computed as on 1st August 2026.
| Post Name | Age Limit | Educational Qualification | Work Experience |
|---|---|---|---|
| Manager (Branch Management) | 23–33 years | Degree in any discipline | 3 years as Officer in Scheduled Public/Private Sector Bank, min. 2 years in Branch Banking |
| Manager (IT) | 25–35 years | BE/B.Tech (CS/IT/E&C/E&I), MCA, or M.Sc. (CS/IT) | Min. 5 years post-qualification IT experience, incl. 3 years in BFSI, with hands-on experience in a specialised IT domain |
| Manager (Information Security) | 22–32 years | BE/B.Tech or ME/M.Tech in CS/IT/E&C/Cyber Security/Info Security | Min. 2 years’ experience in at least 3 of the specified security testing domains |
| Manager (Information Security Audit) | 22–32 years | BE/B.Tech/ME/M.Tech/MCA in relevant discipline | Min. 2 years’ experience in IS/IS Audit in Banking, or in banking software development |
| Senior Manager (IT) | 28–38 years | Same as Post Code 02 | Min. 8 years IT experience, incl. 5 years in BFSI; CISA/CISSP/ISO 27001:LA/OSCP mandatory |
| Senior Manager (Information Security) | 25–35 years | Same as Post Code 03 | Min. 5 years’ experience in at least 3 specified security domains |
| Senior Manager (Information Security Audit) | 25–35 years | Same as Post Code 04 | Min. 5 years’ experience (3 years in IS/IS Audit in Banking, or equivalent IT/software development path) |
| Senior Manager (Database Administrator) | 28–38 years | BE/B.Tech/MCA/M.Sc. (CS/IT) | Min. 8 years DB Administration, incl. 5 years Production DBA and 3 years in BFSI; OCA/OCP mandatory |
| Senior Manager (Network Administrator) | 25–35 years | BE/B.Tech/M.Tech/MCA | Min. 5 years Network Operations experience; CCNA Routing & Switching/Security or Checkpoint CCSE mandatory |
| Senior Manager (Cyber Security Administrator) | 25–35 years | BE/B.Tech or ME/M.Tech in relevant discipline | Min. 5 years’ experience in at least 2 specified cyber security domains |
| Manager (Credit) | 23–33 years | Bachelor’s + MBA(Finance)/PGDBA/PGDBM/MMS(Finance), or CA, or CMA | 3 years post-qualification experience in Bank/FI, min. 2 years in credit |
| Senior Manager (Credit) | 25–35 years | Same as Post Code 11 | 6 years post-qualification experience, min. 4 years in credit |
| Senior Manager (Risk) | 25–35 years | Graduation + MBA(Finance)/PGDM(Finance)/PGDBF/MFM/MFC/Masters in Maths/Stats/Economics, or Graduation + GARP/PRMIA certification | Min. 5 years’ experience as Officer in Risk, Credit, Forex, Treasury or Finance |
| Assistant Manager (Security) | 30–45 years | Graduate + min. 3-month Computer/IT certification | Retired JCO (min. 5 years) or equivalent rank in Paramilitary/Police (min. 5 years as SI and above) |
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-Servicemen/Commissioned Officers (min. 5 years military service) | 5 years |
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IOB SO Salary 2026-27
Selected candidates are placed in JMGS I, MMGS II or MMGS III depending on the post applied for, with DA, HRA, CCA and other allowances as per Bank rules. Specialist Officers recruited laterally in MMGS II/III are also eligible for conveyance expenses, newspaper cost, telephone expenses, residential furniture, and Bank-owned/leased accommodation during probation.
| Scale/Grade | Pay Scale (₹) |
|---|---|
| JMGS I | 48,480–2000/7–62,480–2340/2–67,160–2680/7–85,290 |
| MMGS II | 64,820–2340/1–67,160–2680/10–93,960 |
| MMGS III | 85,920–2680/5–99,320–2980/2–1,05,280 |
Probation: 6 months for Manager (Branch Management, Scale II); 2 years for Assistant Manager – Security (JMGS I); 1 year for all other posts. Service Bond: ₹2,00,000 (JMGS I) or ₹2,50,000 (MMGS II & III), for a minimum of 3 years’ active service.
IOB Generalist/Specialist Officer Application Fee 2026-27
| Category | Application Fee |
|---|---|
| SC/ST/PWD (Intimation charges only) | ₹175 (inclusive of GST) |
| All others (including OBC & EWS) | ₹1,000 (inclusive of GST) |
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IOB Generalist/Specialist Officer Exam Pattern 2026-27
The IOB online examination consists of 100 objective-type questions carrying 100 marks, to be completed in 2 hours, with separate sectional timing. The structure differs for the Generalist Officer post and all other (Specialist) posts.
For Manager (Branch Management) – Post Code 01
| Topic | Questions | Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 25 | 25 | English | 30 minutes |
| Professional Knowledge (Banking Law & Practice, Indian Economy & Financial System, Principles & Practices of Banking, Accounting & Financial Management) | 75 | 75 | English & Hindi | 90 minutes |
| Total | 100 | 100 | 2 Hours |
For All Other Posts (Post Codes 02–14)
| Topic | Questions | Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 25 | 25 | English | 30 minutes |
| General Awareness (Banking Industry) | 25 | 25 | English | 30 minutes |
| Professional Knowledge (post-specific) | 50 | 50 | English | 60 minutes |
| Total | 100 | 100 | 2 Hours |
There is no minimum qualifying mark for the English Language or General Awareness sections, but candidates must secure the specified minimum in the Professional Knowledge section. Overall, candidates must secure a minimum aggregate of 35% (unreserved) or 30% (reserved) to qualify. Each wrong answer attracts a penalty of 0.25 marks (1/4th of the marks allotted to that question); there is no penalty for unattempted questions.
Personal Interview: 100 marks, assessed on Role-related Industry Exposure, Subject Knowledge and Communication Skills; minimum qualifying marks are 50% for unreserved and 45% for reserved candidates.
FAQs
Q1. When was the IOB Generalist/Specialist Officer Notification 2026-27 released?
The IOB SO Notification 2026-27 was released on 28th August 2026.
Q2. How many vacancies are announced under IOB Generalist/Specialist Officer Recruitment 2026-27?
A total of 291 vacancies have been announced across 14 post codes covering Branch Management, IT, Information Security, Credit, Risk and Security roles, in JMGS I, MMGS II and MMGS III scales.
Q3. What is the last date to apply for IOB SO Recruitment 2026-27?
The last date to apply online and pay the application fee is 15th September 2026.
Q4. Can a candidate apply for more than one post?
Yes, candidates can apply for more than one post, subject to fulfilling the eligibility criteria for each post applied for.
Q5. What is the application fee for General category candidates?
General, OBC and EWS category candidates have to pay ₹1,000, while SC/ST/PWD candidates pay ₹175.
Q6. What is the age limit for IOB Generalist/Specialist Officer posts?
Age limits vary by post code, ranging from 22–32 years (e.g., Manager – Information Security) to 30–45 years (Assistant Manager – Security), as on 1st August 2026.
Q7. What is the selection process for IOB SO Recruitment 2026-27?
Selection is based on an Online Examination followed by a Personal Interview, with a final weightage of 80:20 between the exam and interview.
Q8. What is the pay scale for IOB Specialist Officer posts?
JMGS I posts carry a pay scale of ₹48,480–₹85,290; MMGS II posts carry ₹64,820–₹93,960; and MMGS III posts carry ₹85,920–₹1,05,280.
Q9. Is there a service bond for selected candidates?
Yes, selected candidates must execute a Financial Service Indemnity Bond of ₹2,00,000 (JMGS I) or ₹2,50,000 (MMGS II & III) for a minimum service period of 3 years.
Q10. Which post has the highest number of vacancies?
Manager (Branch Management), the Generalist Officer post, has the highest number of vacancies at 100, followed by Manager (IT) at 65.